United Kingdom — Est. 2020

Building the
next generation
of digital businesses.

M&S Brain Holdings is a UK holding company that incubates, builds and operates technology businesses across fintech, logistics, connectivity and consumer marketplaces.

8+

Active ventures

4

Sectors

UK

HQ

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Our ventures

Portfolio companies

A growing family of independently operated businesses, each solving real problems in their market.

Several products are currently in active redevelopment.
Logistics

MB Logistics Group

Full-service freight and logistics solutions across the UK and Europe, delivering supply chain efficiency for SMEs and enterprise clients.

Fintech

Wage Access

Earned wage access for UK employees — giving workers on-demand access to pay they have already earned, reducing financial stress and improving retention.

Connectivity

Direct Connect Wales

Delivering reliable, high-speed broadband and connectivity infrastructure to communities and businesses across Wales.

Marketplaces

MB Streams

A streaming and digital media platform connecting creators and audiences with live and on-demand content.

Marketplaces

Reloved

A marketplace for pre-loved and vintage goods — making sustainable shopping accessible, trusted and enjoyable for buyers and sellers across the UK.

Where we operate

Sectors we build in

We focus on sectors where technology can deliver meaningful, lasting impact for businesses and consumers.

Fintech

Earned-wage access, bill management and consumer financial tools built for how people actually live.

Logistics

Freight, fleet and supply-chain platforms that reduce cost and complexity for operators.

Connectivity

Broadband infrastructure and internet services bringing reliable connectivity to underserved communities.

Marketplaces

Consumer and B2B marketplace products connecting buyers and sellers with trust at the core.

Who we are

A holding company
built to build.

M&S Brain Holdings is a UK-registered holding company that identifies opportunities at the intersection of technology and underserved markets. We don't just invest — we build, operate and grow.

Our approach combines lean execution with strong operational discipline. We move fast, validate with real customers, and scale with sustainable unit economics.

Integrity

We do what we say. Honest with partners, customers and ourselves.

Growth

Sustainable, disciplined growth — in revenue, people and capability.

Partnership

We build with founders and operators who share our values.

Innovation

Technology-first thinking applied to real-world problems.

Excellence

High standards in everything we build, run and represent.

Speed with substance

We move quickly but make decisions grounded in evidence.

People-first ops

Small, trusted teams with real ownership and autonomy.

Resilient by design

Financially disciplined and structurally sound. Built for the long run.

Real-world focus

Utility over novelty — we build things people and businesses actually need.

Join us

We build with builders.

If you're an engineer, designer or operator who cares about shipping real products that people use, we want to hear from you.

Engineering

Full-stack, backend, infrastructure. We use Laravel, Next.js, Python and more.

Design

Product and brand design. We care about craft and ship things that look and feel right.

Operations

Growth, finance and ops. People who can make a business run well and scale sustainably.

Say hello

Get in touch

Let's talk.

Whether you're interested in a partnership, want to discuss a product, or simply want to find out more — we'd love to hear from you.

Email

hello@ms-holdings.org

Location

England & Wales, United Kingdom

Registered

M&S Brain Holdings Ltd